Apply for Ehsaas Apna Ghar Scheme 2025 – Step-by-Step Guide
The Government of Khyber Pakhtunkhwa has introduced a life-changing opportunity for low and middle-income families through the Ehsaas Apna Ghar Scheme 2025. If you own land or a house and are looking to build or expand, this scheme offers interest-free loans up to Rs. 1.5 million.
What is the Ehsaas Apna Ghar Scheme?
The Ehsaas Apna Ghar Scheme is a flagship housing initiative by the KP government offering interest-free loans for construction and expansion of homes. It targets low-income residents, particularly those earning less than Rs. 100,000 per month.
Key Features of the Scheme
- Interest-Free Loans: Up to Rs. 1.5 million
- Loan Tenure: 7 years
- Monthly Installment: Rs. 18,000
- Eligibility Age: 18 to 55 years
- Bank Partner: Bank of Khyber
Who Can Apply?
You are eligible if you:
- Own land or a 5-marla house in KP
- Have a monthly income under Rs. 100,000
- Are aged between 18 and 55 years
- Wish to construct or expand your house
Documents Required
To apply, make sure you have the following:
- CNIC Copy
- Proof of Land Ownership / Registry
- Proof of Residence (Electricity Bill or Domicile)
- Income Proof or Bank Statement
- 2 Passport Size Photos
- Filled Application Form
How to Apply for Ehsaas Apna Ghar Scheme 2025
Follow these steps:
- Visit your nearest Bank of Khyber branch
- Call 091-111-265-265 for assistance
- Fill out the application form
- Attach all required documents
- Submit and wait for approval
Deadline to Apply
Last Date: May 8, 2025
Don’t miss out—submit your application before the deadline!
Contact Details
- Website: https://allpkjob.pk
- Helpline: 091-111-265-265
Apni Chhat Apna Ghar Program – Punjab’s Affordable Housing Drive
Chief Minister Punjab Maryam Nawaz Sharif has launched the Apni Chhat me Apna Ghar Program to provide 100,000 affordable houses to deserving low-income families across Punjab.
Overview of the Program
- Target: Low-income residents of Punjab
- Housing Units: 100,000 to be constructed in 4.5 years
- Implementation: Through 3 execution models
- Agencies Involved:
- Punjab Housing & Town Planning Agency
- Housing, Urban Development & Public Health Engineering Department
Key Benefits
- Affordable housing for families in rented or informal setups
- Improvement in basic amenities like water, sanitation, and electricity
- Creation of around 500,000 jobs
- Strengthened social and community development
Eligibility Criteria
To qualify, you must:
- Be the head of a nucleus family as per NADRA record
- Be a permanent resident of Punjab
- Own 5 Marla or less (urban) or 10 Marla or less (rural) land
- Have a PMT score of 60 or less (as per NSER)
- Have no criminal record or bank defaults
How to Register for Apni Chhat Apna Ghar Program
- Visit the official website: https://allpkjob.pk
- Click on “Register” in the top-right corner
- Fill out the Citizen Registration Form:
- Full Name
- CNIC and Father/Husband’s CNIC
- Gender, Email, Mobile Network, Phone Number
- Division, District, Tehsil, City
- Set a secure password
- Click “Register” to create your account
Latest Updates from Punjab
- 1,806 houses completed
- Over 25,500 families received loans worth Rs. 27.43 billion
- 22,600 houses nearing completion
- 12,000+ families received second loan installment
Final Words
Both the Ehsaas Apna Ghar Scheme (KP) and Apni Chhat Apna Ghar Program (Punjab) reflect the government’s strong commitment to providing secure, affordable housing for Pakistan’s underprivileged. Whether you’re looking to build or expand your home, now is the time to act.
